payday
Hector
Hector FBI Files
Career information
Role Cartel Boss
Crime.net Contractor
FBI Informant
Biographical information
Also known as Hector Morales
The Rat
Nationality Columbia Colombian
Language(s) English, Spanish
Age 40 (Deceased)
Physical description
Hair color Brown
Eye color Brown
Build Medium
Ethnicity Hispanic
PAYDAY information
Portrayed by Gary Daniels
Voiced by Tim Simmons
v·d·e
"A detail-oriented former business administrator. Hector is the biggest drug trafficker on the Eastern Seaboard and is next in line for leadership of the Sinaloan Cartel in Mexico."
—Contractor Database description.

Hector Morales was a supporting character and contractor in PAYDAY 2. He was first seen in the third episode of the PAYDAY web series.

Hector is a drug lord presumably specialising in methamphetamine and cocaine as well as organizing prostitutes, and ran a small business in the Washington DC area. He did not tolerate disrespect to himself or his employees, and was a very capable fighter, as shown when he engaged a patron's group of armed thugs in a dispute when the patron offended one of his prostitutes.

He provided three contracts to Bain, and his growing Crime.NET. The Payday gang are encouraged to engage them, and terminate the rival gangs. Most notably; The Mendoza Cartel.

Background

Prior to PAYDAY 2

Hector was first mentioned after completing the Overdrill on First World Bank. Bain notified the successful heisters that Hector is eager to close the deal with the gold, and directed them to DC for the fencing.

PAYDAY 2

"I was born in Colombia, but have become quite successful in building a small import, export business here in Washington D.C. I feel my calling is to help others secure things of value and cost. It is a moderate ambition, I admit, but one that I find...pleasing."
—Hector introducing himself.

Hector was a former business administrator, and a powerful drug trafficker that also worked in prostitution. His nationality is hinted to be Colombian. He also is proven as a capable fighter in a conflict in one of his many possible establishments, and an unforgiving drug baron, when he breaks a glass bottle over the back of a patron's head during a meeting with Lucas at his establishment.

Hector was the biggest drug trafficker on the East Coast of United States and next in line for leadership of the Sinaloan Cartel in Mexico.

Hector was in direct competition with several other gangs in the drug trafficking business of Washington D.C., mainly the Mendoza Cartel which he wanted to completely eradicate.

In one his Contractor Database lines, Hector mentions that it was his biggest mistake to have shown mercy to Caretta Mendoza when they were young and that he's been repaid in blood, which means that either the Morales Cartel had a peaceful relationship with the Mendoza Cartel and got eventually betrayed, or that Hector simply did not take his chance to defeat them, leading to the downfall of the former cartel. In contradiction, when offering the Firestarter heist, Hector states that the Mendozas and the FBI will regret not eliminating him when he was weak.

According to a US Attorney file on the intel picture of the Mendoza Cartel, the Mendozas took over as the largest Colombian drug cartel after the former top cartel, the Morales Cartel, went into decline in the mid-1990s. Seeing as Hector shares the same last name as the Morales Cartel, Hector's antagonism of the Mendozas could be attributed to his wish to avenge the Morales Cartel, to which he was very likely associated with.

Hoxton Revenge

See also: The Informant
"Hello? Is it safe to come out now? No sign of the clowns?"
—Hector upon his panic room door being unlocked

The Hoxton Revenge heist is the final item from the Spring Break event. When you finally open the vault, it is revealed that Hoxton's rat is Hector.

The tapes scattered throughout the safehouse show conversations between Hector and an FBI handler, with Hector trying to play both the FBI and the Payday Gang while his handler takes advantage of Hector's access to Crime.net. After setting up Hoxton, Hector is revealed to have lead the FBI to the cocaine transport in Watchdogs, and then infuriated his handler by destroying the Mendoza Cartel (who were also an FBI asset) in Rats. Finally, after the events of Hoxton Breakout, Hector went into hiding under FBI protection to prepare an indictment for the entire gang.

Even if the player misses the tapes, which can be difficult to hear once the heist has gone loud, and doesn't recognize Hector's in-game model, Bain will be able to identify Hector after his death. Killing Hector earns the players the "I'm An Avenger!" achievement.

It is unknown when Hector first contracted the Payday Gang and ratted on Hoxton, but as he was the one who contacted Bain for the fencing of the Mayan Gold from First World Bank (Overdrill), it is possible that Hector contacted Bain for that heist and sold out the gang sometime after that heist, with Hoxton being arrested shortly after the Undercover job, which took place in Washington D.C -- also the location for fencing of Mayan gold. Hector did this presumably for immunity and a shorter prison sentence.

Gameplay-wise, Hector's death does not have a significant impact on PAYDAY 2 as a whole. His original missions are still available as they were before the events of Hoxton Revenge. His profile in the Contract Database is also unchanged. The only real acknowledgements of Hoxton Revenge is the name of the side job for Hector's missions - "Hector Begs For Your Mercy", which itself isn't entirely consistent with the mission's depiction of his death, and the Goat Simulator heist, in which Vlad is aware of Hector's death.

This acknowledgement extends to PAYDAY 3 as well, where Vernon Locke's briefing for that game's iteration of Cook Off mentions Hector Morales directly, more specifically the Rats heist, meaning at some point, Locke learnt of the Payday gang's dealings with Hector, and the latter's subsequent betrayal and death.

The FBI Files

Hector Morales was Colombian by birth, but spent many years on the East Coast developing the power and reach of his cartel, the Sinaloans.

After a long campaign, the Federal Bureau of Intervention were able to amass enough evidence against Hector to bring him in. However, Hector and his cartel weren’t the real target. The FBI Director knew that Hector was somehow connected to Crime.Net and planned to reach Bain through the Columbian. The evidence against Hector convinced him to turn state’s evidence and to use his connections to try to bring down Bain and the Payday gang.

Hector’s collusion with the authorities was discovered when the gang-member known as “Hoxton” was able to access sensitive records during an assault on the FBI headquarters at the Hoover Building. This led to Hector being revealed as the rat. Hector was taken into protective custody at a secure FBI safehouse. Unfortunately, the Payday gang were able to locate this house and successfully assassinated Hector.

Contracts

The contracts offered by Hector involve escalating conflict with a rival gang – The Mendoza Cartel – or drug-related activities. The heists are more focused on action due to him being wanted by the FBI, but some opportunities for stealth exist.

Achievements (Payday 2)

Small Operation Small Operation
Complete all of Hector's contracts on the Normal difficulty or above.
¡La Victoria es Nuestra! ¡La Victoria es Nuestra!
Complete all of Hector's contracts on the Hard difficulty or above.
Bloody Pennies Bloody Pennies
Complete all of Hector's contracts on the Very Hard difficulty or above.
Plata o Plomo Plata o Plomo
Complete all of Hector's contracts on the Overkill difficulty or above.
Colombian Imports Colombian Imports
Complete all of Hector's contracts on the Mayhem difficulty or above.
Highway to Hell Highway to Hell
Complete all of Hector's contracts on the Death Wish difficulty or above.
It Always Ends the Same It Always Ends the Same
Complete all of Hector's contracts on the Death Sentence difficulty.
We Can Trust This Guy We Can Trust This Guy
Complete all of Hector's contracts on the Death Sentence difficulty with the One Down mechanic activated.

Trivia

Video

Gallery

Gameplay • Heists • Skills & Perk Decks • Weapons & Equipment • DLC